Banks · the FDIC’s BankFind, read live

Every bank the FDIC insures.
And every one that failed.

The Federal Deposit Insurance Corporation keeps the register of every bank and savings institution it insures, and of the tens of thousands that have merged, closed or failed since 1934. This page reads that register straight from the FDIC’s BankFind API: look a bank up by name, open its record, and see its assets and deposits as it last reported them, the charter it holds and who supervises it, every merger and rename in its history, every office it runs — and whether it failed.

Nothing here is typed in by hand. Every figure is the FDIC’s own and carries the date the FDIC gives it: balance sheets are the quarterly Call Report figures, published in thousands of dollars and converted here with the FDIC’s number kept beside them; the failures are the FDIC’s own list, with its estimate of what each one cost the deposit insurance fund.

Reading the FDIC’s register…

The register

Find a bank, or read the largest.

With no name typed, the board is the FDIC’s largest active institutions by total assets. Type a name and the FDIC’s own search runs across current names, former names and the trade names a bank does business under — so “Chase” finds JPMorgan Chase Bank, and a name that no longer exists still finds the bank that carried it. Tick the box to include the closed and the merged.

BankFind institutions

waiting for the FDIC

Asking the FDIC for its largest active banks…

Reading the FDIC’s register…

Figures are the FDIC’s, reported in thousands of dollars and converted here to three figures.

The bank

One institution, from its own record.

Open any bank from the register or the failures board and its record lands here, at an address of its own that can be copied and shared. The figures are its latest Call Report; the history is every structural event the FDIC has logged against its certificate — charters, renames, mergers, acquisitions — newest first, put into plain words with the FDIC’s own code beside each; the branches are the FDIC’s current file of its offices.

No bank open

Pick a bank from the register above or the failures board below, and its record opens here.

The failures

Every failure in the FDIC’s list since 1934.

The FDIC’s failure list holds every insured institution that failed, or needed its insurer’s money to stay open — the FDIC’s own resolutions and, from the savings-and-loan years, the FSLIC’s and the Resolution Trust Corporation’s — year by year: the Depression’s tail, the savings-and-loan crisis at the end of the 1980s, 2008 to 2011, and the short spring of 2023. Pick a year on the chart to list it; with none picked, the latest come first. The estimated loss is the FDIC’s own figure for what a failure cost the insurance fund, and the FDIC revises it.

Failures and assistance, by year

waiting for the FDIC

Reading the FDIC’s failure list…

Failures Assistance transactions

Reading the latest failures…

Estimated losses are the FDIC’s, in thousands of dollars, converted here; the FDIC has none before 1986.


Method

Where every figure comes from.

The source

Everything on this page comes from the BankFind Suite API at api.fdic.gov/banks, published by the Federal Deposit Insurance Corporation, an independent agency of the United States government, which describes it as access to its publicly available bank data. Its documentation says a key is not currently required, and this page uses none; it answers any website that asks, so your browser reads it directly — there is no server of ours in between, and nothing is stored on one. If the FDIC ever starts refusing keyless requests, the panels will say they could not read it.

Four of its datasets are read:

  • /institutions — the register, and each bank’s own record
  • /history — the structural events logged against a certificate
  • /locations — the offices a bank runs today
  • /failures — failed and assisted institutions since 1934

The FDIC documents every field at api.fdic.gov/banks/docs; the plain definitions of charter classes, regulators and resolution types on this page are taken from those field notes. The FDIC is credited on every panel, and every bank links back to its own page on BankFind.

Fetched, and computed

Fetched: every name, place, date, code and figure. The counts printed are the totals the FDIC’s responses report, and the bars on the failures chart are the counts its own aggregation returns — nothing is tallied from a partial page.

Computed here, and only this: dollars from the FDIC’s thousands (a bank’s page prints the FDIC’s own number under each converted figure); the rounding to three figures in the tables; the plain-English line for each history event, with the FDIC’s code and wording printed under it; and an institution’s age from its established date. Every panel names the FDIC index it was read from and when the FDIC built it.

The limits

Balance-sheet figures are quarterly, filed weeks after the quarter closes: a bank’s own regulatory report, not audited accounts and not a rating. BankFind covers FDIC-insured institutions (the few open ones on its register that are not insured are marked “Not FDIC-insured”); credit unions are insured by the NCUA and are not here. A failure shows in a bank’s status and in the failures list, not always in its event history. Estimated losses exist from 1986 on, and the FDIC revises them.

What this is not

Nothing here says whether a bank is safe, whether your money is covered, or where to keep it, and nothing here is advice. Whether a particular account is insured, and up to how much, is a question for the FDIC’s own estimator, EDIE. Where this page and the FDIC disagree, the FDIC is right.

What happens to what you type

A bank name you type goes from your browser to api.fdic.gov as part of the query, and nowhere else; the FDIC’s API gateway sees your address as any website would. labs.llc receives the page load and the site’s own analytics, never the search. Nothing is stored: the bank you open lives only in the address bar (#cert=…), which is what makes its link shareable. Questions and corrections: labs@labs.llc.